I have 1 1/2 years left before I hit the 7 year mark.
First, the 7 year mark does not discharge the debt, it merely wipes it off your credit report – you will still owe the credit card balances (and the 7 years starts from last activity). As for coming after your accounts and [...]

I’ve heard both… my teacher said having a lot of credit cards will lower my score. But I also read that part of your credit score is based on the formula
how much you owe/ total credit , so in that case having more cards would be better. I have 7 cards and I [...]

Single Mother, in a bad car accident several years ago…result bad credit from collection companies for unpaid medical bills
I want to buy two acres of land, I have no money for downpayment, can anyone point me to a lender that does lot land or land loans with a credit score of 549.
sorry [...]

I have atleast 4 major credit debts that was in the early 90's i thought bad debt only remains on your credit for no longer than 7 years its almost over 10 years but they still show up on my credit reports. Is there anything I can go legally to take those off my credit [...]

I need a credit card for when I go overseas at the end of this year and I was wondering if anyone knew which banks or companies can do credit cards for people with bad credit ratings?
And for those who say i souldnt get one dont bother to comment.
Thank you
Australian Sites/ Companies! Cheers
First Premier [...]

is there any legit lenders for people with bad credit? online? im trying to get a small loan 5,000 for a used car i have a co- signer if needed but she might not have the best credit it the world and it sucks because i pay all my bills on time but idk [...]

I want to ask about the demerits of the Credit Cards.
Credit whether it is granted through plastic or other methods can be very bad for the economy if it is granted to borrowers who either do not repay the loans or are granted credit limits far beyond their means.
A great example of this issue is [...]

If you don't mind high start up fees, Tribute, Imagine or Salute would likely approve you. You could try getting an unsecured card from Orchard Bank, but if your credit is really bad (FICO in the 400s), you could still get a secured card from them. Main thing is, once you get one [...]

I have fair to poor credit and currently have only one credit card, but want to add one more as part of my aim to raise my credit score over time. All the credit cards I have looked at for my situation so far come with annual fees. is this normal? should I expect a [...]

I would love to get a loan and pay the debt build my credit. It is hard trying to get a bank to give me the loan. It is hard for me to pay everything too becuase I have a baby. I am in a Jamm does anyone have any ideas. No I don't own [...]