I want to file jointly because we are going to get more refund. But I heard that if we file jointly creditors can come after my wife because of my bad credit. Is this true? Please note that most of my bad credit was before we were married. I only have a couple items that [...]
The ever increasing credit problem among people is creating hurdles everywhere. You want loan for any purpose; your credit is surely a problem. Any score below 650 is considered bad credit and you are rejected for loan. You may have a bad credit for any reason; say bankruptcy, legal proceedings due to delayed repayments. At [...]
I have bad credit, and no bank account, but want to buy an engagement ring? How can I get one if I can't get any credit?
But I have about a month and I'm taking my g/f to see Madonna, her favorite singer, and I would love to propose to her that night!
Go to a pawn [...]
If you thought getting an auto loan with a poor credit is a mission impossible, think again. The mission IS possible! A large number of Americans have woken up to this fact and are proudly displaying their brand new car purchased with the help of an auto loan despite an unimpressive credit score. So, if [...]
I paid off my debts about 5 months ago. Based on that alone, I have still not seen any improvements whatsoever on any of my three credit reports. Not only have the points been remaining stagnant, but there is no record at all of these debts having been paid off. Is this due to the [...]
I am 24, single, pregnant and work two jobs. I can afford an apartment but my credit is bad due to not working for a couple months.
I am living with my dad and stepmom right now but I need to get out asap. How can I get an apartment if I have bad [...]
Is there any sort of insurance that one can buy that would provide the lender assurance against one's bad credit?
No. Expect to pay higher interest if you can get a loan at all.
We don't own anything together, no house, no joint acounts. Financially, we are completely seperate. I knew he didn't have great credit when we got married, I didn't know that it was as bad as it really is. If we always stay seperate (at least on paper) will my credit eventually go down the tubes?
NO. [...]
Everyday people swamp into the dealerships all across the US, looking at new or pre owned vehicles. Getting an auto loan can be challenging, but there are different options depending on your credit score and credit history. Bad credit shouldnât stop anyone from getting a car loan, it may be obtainable to even the worst [...]
Bad credits plague most of the individuals and raising sufficient funds to meet urgent personal needs gets daunting. Your credit history reflects your bad credits and you begin to realize that your credit is less than satisfactory. It is this bad credit which is of concern to you, as you will be unable to secure [...]
